Since the start of the pandemic all of us frequent travelers have had to learn, trial by fire style, about travel insurance. Terms like cancel for any reason, pandemic exceptions and trip interruption used to be the fine print that I would never read. In fact, I was one of many that never insured a trip less than $1000 and sometimes not even then. However, times have changed and no trip should be booked for 2020 or 2021 without travel insurance.
The are two coverages to look for
1. Medical expenses related to contracting Covid-19 while traveling
2. Refunds for paid reservations/tickets due to changes in travel plans because of Covid-19
The following providers offer insurance to US citizens travelling abroad
Trawick International: Both Cancel for Any Reason Trip Insurance and Covid-19 Medical Travel Insurance
Seven Corners: Both Cancel for Any Reason Trip Insurance and Covid-19 Medical Travel Insurance
World Nomads: Covid-19 Medical Travel Insurance and Limited Covid-19 Related Trip Cancellation or Interruption Coverage
SafetyWing: Covid-19 Medical Travel Insurance
Hey Mondo:Covid-19 Medical Travel Insurance
Don't forget to check exclusions! Policies have clever ways to void clauses.